Our Plans
Coverage for Every Stage of Life
From your first job to retirement, we help you find the right plan at the right price — with no cost to you for our guidance.
Plans We Offer
Click any plan to see full details, eligibility, and the carriers we work with.
Individual & Family Health
ACA marketplace and off-exchange plans for individuals, couples, and families.
About This Plan
Whether you're self-employed, between jobs, or simply need coverage outside of an employer plan, we'll help you find an Individual or Family Health plan that fits your budget and your doctors.
What's Covered
- ACA marketplace plans with potential tax credits
- Off-exchange plans for more flexibility
- Coverage for preventive care, prescriptions, and specialists
- Plans from $0/month after subsidies for qualifying households
- Short-term coverage options available
Who Is This For?
Individuals, couples, and families who don't have employer-sponsored coverage or who want to explore their options.
Eligibility
Anyone under 65 not covered by Medicare or a qualifying employer plan. Income-based subsidies available for most households.
Carriers We Work With
Medicare Advantage
All-in-one Medicare coverage — often with $0 premiums and extra benefits.
About This Plan
Medicare Advantage (Part C) bundles your Original Medicare benefits into a single plan, often adding dental, vision, hearing, and prescription drug coverage at little to no extra cost.
What's Covered
- Combines Parts A, B, and usually D in one plan
- Many plans available with $0 monthly premium
- Extra benefits: dental, vision, hearing, fitness
- Out-of-pocket maximum protects your savings
- HMO and PPO network options available
Who Is This For?
Medicare-eligible individuals (65+) or those with qualifying disabilities who want comprehensive coverage in one plan.
Eligibility
Must be enrolled in Medicare Parts A and B. Available during Initial Enrollment, Annual Enrollment (Oct 15 – Dec 7), or Special Enrollment Periods.
Carriers We Work With
Medicare Supplement (Medigap)
Fill the gaps in Original Medicare — predictable costs, any doctor.
About This Plan
Medicare Supplement plans (also called Medigap) cover the out-of-pocket costs that Original Medicare leaves behind — like copays, coinsurance, and deductibles — giving you budget certainty and the freedom to see any Medicare-accepting provider.
What's Covered
- Covers Medicare Part A & B cost-sharing gaps
- See any doctor who accepts Medicare — no networks
- Standardized plans (A, B, C, D, F, G, K, L, M, N)
- Guaranteed renewable — can't be cancelled for health reasons
- Pairs with a standalone Part D drug plan
Who Is This For?
Medicare beneficiaries who want predictable out-of-pocket costs and the freedom to use any Medicare-accepting provider nationwide.
Eligibility
Must be enrolled in Medicare Parts A and B. Best rates available during the 6-month Open Enrollment window starting the month you turn 65.
Carriers We Work With
Dental Insurance
Protect your smile with affordable standalone dental coverage.
About This Plan
Dental health is connected to your overall health. We offer standalone dental plans for individuals, families, and Medicare beneficiaries — covering preventive care, basic procedures, and major work.
What's Covered
- Preventive care often covered at 100% (cleanings, X-rays)
- Basic services: fillings, extractions, root canals
- Major services: crowns, bridges, dentures
- Orthodontic coverage available on select plans
- Standalone or bundled with vision plans
Who Is This For?
Individuals, families, and Medicare beneficiaries who need dental coverage not included in their health or Medicare plan.
Eligibility
Available to most individuals regardless of age. No waiting periods on preventive care for most plans.
Carriers We Work With
Vision Insurance
Affordable coverage for eye exams, glasses, and contacts.
About This Plan
Vision plans help offset the cost of routine eye care — annual exams, prescription eyewear, and contact lenses. Many plans are available as low-cost add-ons to your existing health or Medicare coverage.
What's Covered
- Annual eye exams covered
- Allowances for frames and lenses
- Contact lens coverage available
- Large national networks (VSP, EyeMed)
- Low monthly premiums — often under $15/month
Who Is This For?
Anyone who wears glasses or contacts, or who wants to keep up with annual eye exams without paying full out-of-pocket.
Eligibility
Available to individuals and families of all ages. Can be added alongside most health, dental, or Medicare plans.
Carriers We Work With
Small Business Group
Attract and retain great employees with competitive group health benefits.
About This Plan
Offering group health insurance is one of the most powerful ways to attract and keep great employees. We work with small businesses across the South to find group plans that fit your team size, budget, and industry.
What's Covered
- Group health plans for 2–50 employees
- Employer contributions may be tax-deductible
- Add dental, vision, and life insurance
- SHOP marketplace plans with potential tax credits
- Year-round enrollment for qualifying businesses
Who Is This For?
Small business owners with 2–50 employees who want to offer competitive health benefits without the complexity.
Eligibility
Businesses with at least 1 full-time equivalent employee (other than the owner). Participation and contribution requirements vary by carrier.
Carriers We Work With
Not Sure Which Plan Is Right for You?
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